Asphalt Roofing vs. Metal Roofing: What’s Right for You?
Replacing a roof is a major investment, and choosing between asphalt shingles and metal roofing can feel overwhelming. Both materials are popular for good reasons, but they serve different priorities—cost, durability, energy efficiency, and style. The right choice depends on your budget, your long-term plans for the home, and the climate where you live.
This guide breaks down asphalt and metal roofing into clear sections, each answering a common homeowner question. By the end, you’ll know exactly which option is right for your situation.
How do asphalt and metal roofs differ at a basic level?
Asphalt shingles and metal roofing are the two most widely used roofing systems in North America, but they perform very differently.
- Asphalt shingles are made of fiberglass mats coated with asphalt and topped with ceramic granules. They come in 3-tab, architectural, and premium designs, offering a classic look at an affordable price.
- Metal roofing can be steel, aluminum, zinc, or copper. It’s installed as panels or shingles, often coated with protective finishes to resist rust and weather damage.
Key homeowner takeaway
If your priority is affordability and fast installation, asphalt shingles are the go-to. If you want long-term durability, energy efficiency, and resilience in harsh climates, metal roofing is a strong investment.
How long does asphalt vs. metal roofing last?
Longevity is a top concern for homeowners weighing costs against future replacements.
- Asphalt shingles usually last 15–30 years. Higher-quality architectural shingles may stretch toward the upper range, but heavy rain, snow, and direct sunlight can shorten their lifespan.
- Metal roofing can last 40–70 years, with copper and zinc pushing well beyond. Many metal systems also carry transferable warranties, which can be a selling point if you move.
Real-world example
If you buy a home at age 35 and plan to stay until retirement, you may replace an asphalt roof twice. With a properly installed metal roof, you may never replace it again.
What are the pros and cons of asphalt shingles?
Advantages:
- Lower upfront cost compared to metal
- Easy to source and install—most contractors are experienced with shingles
- Wide variety of styles, including those that mimic wood or slate
- Easier spot-repairs when small areas are damaged
Drawbacks:
- Shorter lifespan than metal
- More prone to storm damage, curling, and algae growth
- Heavier maintenance in extreme climates
- Petroleum-based, making it less eco-friendly
When asphalt is a good fit
If you’re moving within 10–15 years or want the lowest initial cost with decent protection, asphalt shingles are practical.
What are the pros and cons of metal roofing?
Advantages:
- Lasts 2–3 times longer than asphalt
- Energy-efficient, reflecting up to 90% of solar radiation
- Fire, wind, and hail resistant
- Often made from recycled materials and recyclable again
Drawbacks:
- Upfront costs are higher (sometimes 2–3x shingles)
- Requires specialized installers
- Can dent in rare severe hailstorms
- Some homeowners’ associations (HOAs) may limit metal styles
When metal is a good fit
If you want a “buy once” roof, live in a storm-heavy or hot climate, or care about sustainability, metal roofing wins.
How much does asphalt vs. metal roofing cost over time?
Homeowners often focus on installation price without factoring in long-term costs.
- Asphalt shingles: $5,000–$12,000 on average for installation. But factor in replacements every 20 years, plus repairs after storms. Over 50 years, costs can double or triple.
- Metal roofing: $12,000–$25,000+ depending on material. While it’s a higher upfront cost, the long life span means you may only pay once. Lower insurance premiums and energy savings also reduce lifetime costs.
Quick cost perspective
If you’re planning to sell within a decade, asphalt may make more sense. If you’re in your “forever home,” metal roofing can actually be the cheaper choice in the long run.
How does each roofing type perform in extreme weather?
- Heat and Sun: Metal reflects solar energy, lowering cooling bills. Asphalt absorbs heat, raising attic temperatures.
- Cold and Snow: Metal sheds snow quickly, reducing ice dams. Asphalt can trap snow and require shoveling.
- Storms and Hail: Metal resists wind and hail but may dent; asphalt may lose shingles or granules.
- Fire Risk: Metal is non-combustible. Asphalt offers less protection against flying embers.
Best-practice tip
Always ask contractors about local building codes and insurance discounts. In some states, upgrading to impact-resistant roofing qualifies for reduced insurance rates.
What mistakes should I avoid when choosing a roof?
- Only looking at upfront price — A “cheap” roof can cost more long-term.
- Ignoring curb appeal — A mismatched roof can lower home value.
- Overlooking attic ventilation — Poor airflow reduces any roof’s life.
- Hiring inexperienced installers — Especially critical for metal roofing.
- Not checking warranties — Coverage varies widely between asphalt and metal.
Homeowner insight
Think about your roof as a 20–50 year decision, not a one-time purchase. Rushing the choice often leads to regret.
Which roof type looks better for your home?
Appearance is often overlooked but can greatly affect resale value.
- Asphalt shingles: Come in many colors and textures; easier to match neighborhood aesthetics.
- Metal roofing: Available in standing seam, stamped panels, and even designs mimicking shingles, slate, or tile. Modern finishes make metal more versatile than many assume.
Design considerations
If you live in a historic or traditional neighborhood, asphalt may blend better. For modern or farmhouse-style homes, sleek metal panels add dramatic curb appeal.
Which is better for different types of homeowners?
- Young families on a budget: Asphalt keeps costs manageable.
- Retirees or forever-home buyers: Metal reduces long-term hassle.
- Eco-conscious buyers: Metal is recyclable and energy-efficient.
- Storm-zone residents: Metal provides superior resilience.
- HOA-restricted neighborhoods: Asphalt may be required, though metal alternatives designed to mimic shingles can sometimes qualify.
Rule of thumb
Choose the roofing that aligns with your lifestyle stage and how long you expect to stay in your home.
FAQs about asphalt and metal roofing
Q: Is metal roofing louder in the rain?
A: No—modern underlayment and insulation keep noise levels similar to asphalt.
Q: Can metal roofing go over shingles?
A: Often yes, which saves on tear-off costs. Always check local codes first.
Q: Which roof adds more resale value?
A: Metal often adds more because of durability and efficiency, but asphalt’s broad appeal still attracts buyers in some areas.
Q: Do both roofs need maintenance?
A: Yes. Metal requires less frequent attention, but both need gutter cleaning, flashing checks, and storm inspections.
Conclusion
Both asphalt shingles and metal roofing have clear strengths. Asphalt offers affordability and traditional curb appeal, while metal brings unmatched longevity and resilience.
3 Takeaways:
- Choose asphalt for affordability, shorter stays, and HOA restrictions.
- Choose metal for long-term savings, energy efficiency, and storm resistance.
- Think beyond upfront cost—consider climate, resale, and how long you’ll live in the home.
👉 Next step: Get estimates from at least two contractors—one asphalt-focused and one metal-certified—so you can compare real numbers for your home.
